Terms of Service

Last updated: November 20, 2025

By using FinDash.ai, you agree to these terms. Please read them carefully.

1. Agreement to Terms

By accessing or using the website, mobile application, or any other services (collectively, the "Services") provided by FinDash, Inc., a Delaware corporation ("FinDash," "Company," "We," "Us," or "Our"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you disagree with any part of these Terms, you must not access or use our Services. These Terms constitute a legally binding agreement between you ("User," "You," "Your") and FinDash, Inc. You represent that you have the authority to enter into this agreement.

2. Description of Services

FinDash, Inc. provides financial planning and wealth management tools, including but not limited to:

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without notice or liability.

3. User Accounts and Eligibility

To use our Services, you must:

You are solely responsible for any activity that occurs through your Account. If you suspect any unauthorized use of your Account, you must notify us immediately at hello@findash.ai.

4. Financial Advice and Third-Party Data Disclaimer

a. Educational Purpose Only

Our Services provide general financial information and tools for educational and informational purposes only. THE CONTENT AND SERVICES DO NOT CONSTITUTE PROFESSIONAL FINANCIAL ADVICE, TAX ADVICE, INVESTMENT ADVICE, OR LEGAL ADVICE. While we strive for accuracy, we do not guarantee the completeness, reliability, or timeliness of any information provided directly by FinDash, Inc.

b. Third-Party Data

The Services may display financial data aggregated from Your accounts at third-party financial institutions via services like Plaid ("Third-Party Data"). FinDash, Inc. is not responsible for the accuracy, timeliness, or completeness of Third-Party Data. We do not verify Third-Party Data for accuracy and shall not be liable for any errors, omissions, or inaccuracies in such data, nor for any actions You take or decisions You make in reliance thereon. Your use of automated data aggregation services is subject to the terms and conditions of those third-party providers.

c. Professional Consultation

All financial planning and investment decisions involve risk, and past performance is no guarantee of future results. You should consult with qualified financial professionals, accountants, attorneys, or other professional advisors before making any financial, investment, tax, or legal decisions based on the information or recommendations provided through our Services.

5. User Conduct and Prohibited Activities

When using our Services, you agree not to:

We reserve the right to monitor your use of our Services to ensure compliance with these Terms and to investigate potential violations.

6. Intellectual Property Rights

All content, features, functionality, design elements, and intellectual property displayed on or accessible through our Services, including but not limited to text, graphics, data, articles, photographs, images, illustrations, software, code, trademarks, service marks, and logos (collectively, "Content"), are owned by FinDash, Inc., our licensors, or other content providers and are protected by United States and international intellectual property laws. You may not copy, modify, distribute, sell, lease, loan, publicly display, publicly perform, create derivative works, or otherwise use the Content except as explicitly permitted by these Terms or with our prior written consent. No licenses or rights are granted to you by implication or otherwise under any intellectual property rights owned or controlled by us or our licensors, except for the permissions and rights expressly granted in these Terms. FinDash, Inc. does not offer a public API for its services at this time.

7. User Content, Data Usage, and Feedback

a. User-Provided Data

You retain all ownership rights to the personal and financial data You input or authorize for aggregation into Your FinDash Account ("User Data").

b. License to Us

By using the Services, You grant FinDash, Inc. a worldwide, non-exclusive, royalty-free, sublicensable license to use, reproduce, process, adapt, modify, publish (only in aggregated, anonymized form for general insights or service improvement, if ever), transmit, and display Your User Data solely for the purpose of operating, providing, maintaining, and improving the Services to You, and as otherwise permitted by our Privacy Policy.

c. AI Training and Data Selling

FinDash, Inc. does not use Your identifiable User Data to train its own foundation AI models and does not permit third-party AI providers to train on Your identifiable User Data when processing FinDash requests. FinDash, Inc. does not and will not sell Your identifiable User Data to third parties. AI-powered insights are generated within the FinDash environment or through secure API calls to third-party AI providers under enterprise agreements and data processing terms.

d. Feedback

If you submit feedback, ideas, suggestions, or recommendations through our Services ("Feedback"), you grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Feedback for any purpose without any obligation or compensation to you.

e. Warranties

You represent and warrant that you own or have the necessary rights to submit Your User Data and Feedback and that such submissions do not violate the rights of any third party.

8. Subscription Plans, Pricing, and Cancellation

a. Subscription Plans and Pricing

FinDash, Inc. offers the following subscription plans:

Fees are billed in advance on a recurring basis (e.g., monthly or annually) as specified at the time of purchase.

b. Free Trial Terms

The 2-week free trial is available for first-time users of Advisor plans. Trial access is limited to designated features and may not be renewed or extended. Your trial will automatically convert to a paid subscription at the end of the trial period unless you cancel beforehand.

c. Price Adjustments and Protection

FinDash, Inc. reserves the right to adjust subscription fees and pricing in the future. However, if you are an existing subscriber on a monthly or annual billing plan, you will maintain your current pricing for the duration of your current plan. Upon renewal of your subscription period, pricing changes will apply. We will provide You with reasonable prior notice of any fee changes before your next billing cycle.

d. Cancellation

You may cancel Your subscription at any time without penalty. Cancellations can be made directly within the "Settings" section of Your FinDash Account. Upon cancellation, Your subscription will remain active until the end of Your current paid billing cycle, after which it will not renew. No partial refunds are provided for mid-cycle cancellations unless otherwise stated herein.

e. Refunds

If You are unsatisfied with our paid Services, You may request a full refund of Your most recent subscription payment by contacting hello@findash.ai within the first thirty (30) days of that subscription period (either the initial subscription or the start of a renewal period). Refunds are processed at our discretion and typically issued back to the original payment method. This money-back guarantee applies once per customer.

f. Custom Contracts

We are happy to work with you on custom contracts and pricing arrangements for your specific needs. Please contact us at hello@findash.ai to discuss custom contract options.

9. Disclaimer of Warranties

YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. THE SERVICES AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

FINDASH, INC., ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT (A) THE SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY ERRORS OR DEFECTS WILL BE CORRECTED; (C) THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FINDASH, INC., ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE. IN JURISDICTIONS WHERE THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES IS NOT ALLOWED, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW, AND IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE AMOUNT YOU PAID TO US, IF ANY, FOR USE OF THE SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO THE CLAIM.

11. Indemnification

You agree to defend, indemnify, and hold harmless FinDash, Inc., its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

12. Data Security and Privacy

We implement reasonable security measures to protect your information. Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to our collection and use of information as described in the Privacy Policy.

13. Modifications to Service and Terms

We reserve the right to modify or discontinue our Services (or any part or content thereof) at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services. We may revise these Terms from time to time. The most current version will always be posted on our website. We will notify You of any material changes by posting the new Terms on the Services or by other means of communication. By continuing to access or use our Services after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Services.

14. Termination

We may terminate or suspend your Account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms. Upon termination, your right to use the Services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Governing Law and Dispute Resolution

a. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

b. Informal Negotiation

Any dispute arising from or relating to these Terms or your use of the Services shall first be attempted to be resolved through informal negotiation by contacting us at hello@findash.ai.

c. Binding Arbitration

If the dispute cannot be resolved through informal negotiation within sixty (60) days, both parties agree to resolve the dispute through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. The arbitration shall be conducted in English and shall take place in Wilmington, Delaware (or another mutually agreed upon location). The decision of the arbitrator shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

d. Exceptions

Notwithstanding the foregoing, we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of our intellectual property rights.

16. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations hereunder if such failure or delay is due to any cause beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, epidemics, quarantine restrictions, strikes, shortages of transportation facilities, fuel, energy, labor or materials, or failures of public or private telecommunications networks (each a "Force Majeure Event"). The party affected by a Force Majeure Event shall promptly notify the other party and shall use reasonable efforts to resume performance as soon as practicable.

17. Severability and Waiver

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

18. Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction, including in connection with a merger, acquisition, sale of assets, or by operation of law.

19. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices and agreements published by us, constitute the entire agreement between you and us concerning the Services and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and us regarding the Services.

20. Contact Us

If you have any questions or concerns about these Terms of Service or our Services, please contact our support team at:

Email: hello@findash.ai

Address:
FinDash, Inc.
14 PENN PLZ STE 1800
NEW YORK, NY 10122